Buy Your Investment Property: A Comprehensive Guide for Investors
Reading Time: 3 minutesInvesting in real estate is one of the most powerful ways to build wealth, and buying your first investment property
Fast, flexible funding to buy, renovate, and sell for profit—whether you're a seasoned investor or just getting started.
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Close in as little as 5-10 business days, giving you the competitive edge in the market.
Buy your new property with as little as 10% down
Looking to pay off your loan early? No worries—there are no prepayment penalties.
Finance up to 100% of the renovation costs, making it easier to complete your project and maximize returns.
If your details are close to these guidelines, we encourage you to apply or contact us. Even if a Fix and Flip Loan isn’t the right fit, we may have other options that work for you.
Non-owner-occupied properties, including 1-4 family residences, condos, townhomes, and 5+ unit apartment buildings.
Along with your down payment, you'll need approximately 2-6% of the amount your financing for closing costs.
A credit score of 660 or higher is required, depending on the product.
$100,000 for Single-Family and 2-4 Family properties; $350,000 for Multi-Family (5+ units).
Think about investing in a property? Estimate your project's potential return.
Interested in turning your fix-and-flip into a long term rental? Explore options with our Rental Property Calculator.
Common Questions About This Loan — Answered for You
A Fix and Flip Loan is short-term financing designed for investors to buy, renovate, and quickly sell a residential property for profit. It covers the purchase and renovation costs, giving investors the capital to increase a property’s value before selling.
Fix and Flip Loans provide the funds you need to buy and renovate a property fast. These short-term loans (typically 6 to 12 months) cover both the purchase and renovation costs, helping you move quickly on investment opportunities.
Want to see how the numbers work on your deal? Try our Fix and Flip Calculator to estimate your loan amount, total costs, and potential profit.
Yes! Fix and Flip Loans can be used for more than one property at a time, making it easier to grow your portfolio and tackle multiple projects simultaneously.
Absolutely! No experience is required to qualify. We welcome first-time investors and offer support to help you make your first flip a success.
Speed is key with Fix and Flip Loans. We offer same-day approval, and closing can happen in as little as 5-10 business days, helping you move fast in the competitive real estate market.
If your project extends beyond the original timeline, we’re here to work with you. Loan extension options are available if you need extra time to finish, allowing you some added flexibility.
Absolutely! The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy is popular among real estate investors for building long-term wealth. With a Fix and Flip Loan, you can cover the initial buy and rehab stages. Once the property is ready to rent, you can refinance with a long-term loan, like a DSCR loan, to pay off the fix and flip financing and then repeat the process with new properties.
Dive deeper into real estate investing and how to maximize your profits with fix and flip loans.
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