What Is a 30-Year Fixed-Rate Mortgage? A Beginner’s Guide
Reading Time: 2 minutesA 30-year fixed-rate mortgage is one of the most popular options for homebuyers. Renowned for its stability and predictability, it
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Our Mortgage Calculator provides results based on the numbers you enter and is for estimation purposes. Just remember, some details might change between your application and closing. For instance, the loan amount could adjust after you find a home or after we receive the appraisal report.
Want a more precise estimate? Give us a call—we’re happy to help you get closer to exact numbers.
A typical monthly mortgage payment covers principal, interest, taxes, and insurance.
Note: This calculator doesn’t include mortgage insurance or guarantee fees, which may apply depending on your loan type and financial situation.
A 20% down payment used to be the standard, but things have changed. While 20% can offer better rates, many programs now allow as little as 1% to 3% down. If you’re eligible for a VA loan, a down payment might not be required—just the closing costs.
Your interest rate depends on several factors, like loan type, loan amount, down payment, and credit history. Rates can also change with market trends. We’ll work with you to find a rate that aligns with your goals.
The best loan is one that fits your situation. Factors like credit profile, property type, whether you’re a first-time home buyer, and down payment all play a role. Not sure what’s right for you? Our Loan Advisors are ready to help you explore options that meet your needs.
A Loan Advisor will review your information and get you an estimate of what you could spend on a home—all without affecting your credit.
Our experienced Loan Advisors are here to answer your questions, offer insights, and guide you confidently through every step of the process.
With us by your side, you’ll have access to the best loan options and a dedicated team committed to making your journey smooth and stress-free.
Reading Time: 2 minutesA 30-year fixed-rate mortgage is one of the most popular options for homebuyers. Renowned for its stability and predictability, it
Reading Time: 2 minutesStability is the cornerstone of building wealth through homeownership. For many homebuyers, understanding mortgage options is a key step toward
Reading Time: 3 minutesDeciding between a 15-year or 30-year mortgage is a big step in your journey to homeownership. Each option offers unique
