Greenville’s Real Estate Market Is Booming – Why Lender Choice Matters
Greenville continues to rank as one of the fastest-growing housing markets in the Southeast, attracting both homebuyers and investors. With job growth, rising property values, and expanding suburbs, the competition for homes is strong—and so is the need for fast, reliable financing.
Not all lenders are the same. Rates, closing timelines, and loan programs (like DSCR and Fix & Flip loans) vary widely. Taking time to compare options can save thousands in interest and help you close weeks faster.
Top 5 Mortgage & Investment Lenders in Greenville (2025)
1. VP Capital Lending
Greenville-based lender specializing in home purchase, refinance, DSCR, and Fix & Flip financing. Offers 100% financing on qualified flips and fast closings—often under 14 days for investors. Local expertise and flexible programs for first-time buyers, refinancers, and investors.
Run Your Numbers Now →2. Lima One Capital
Headquartered in Greenville, Lima One Capital focuses on nationwide DSCR and Fix & Flip loans for seasoned investors. Known for flexible underwriting and investor-friendly programs.
3. Movement Mortgage
A national mortgage company with a strong Greenville presence. Offers conventional, FHA, VA, and investor loans, with quick approvals and online application tools.
4. CrossCountry Mortgage (The Pender Team)
Local Greenville branch providing conventional, FHA, VA, and investor financing. Recognized for personalized service and market knowledge.
5. Upstate Mortgage
Greenville-based mortgage broker offering access to multiple lenders and loan programs, including conventional, FHA, and VA options for buyers and refinancers.
Why VP Capital Lending Stands Out
- Fast Approvals & Closings: Most home loans close in 21–30 days, but VP Capital Lending can close in as little as 18–21 days for home loans and 10–14 days for investor deals with full documentation.
- Full Loan Suite: First-time buyer mortgages, jumbo loans, DSCR rentals, and Fix & Flip financing.
- 100% Fix & Flip Financing: Maximize leverage on profitable investments.
- Local Expertise: Greenville-based team offering personalized service and market insights.
Frequently Asked Questions
How fast can I close on a loan in Greenville?
Most home loans close in 21–30 days, but VP Capital Lending can close in as little as 18–21 days and 10–14 days for investor deals with full documentation.
Do investment property loans require larger down payments?
Yes, most require 15–25% down, though VP Capital Lending offers 100% financing for qualified Fix & Flip projects.
What credit score is needed for DSCR or Fix & Flip loans?
Most programs require a 660+ score, though flexible options exist for experienced investors with strong deals.
Can I qualify if I’m self-employed or an investor?
Yes. We offer flexible income verification, including bank statements, rental income, and DSCR programs.
