Refinance Calculator

Let's see how much you can save each month by refinancing to a lower payment. 

You Could Save

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See your real numbers in just a few clicks. Apply now—no impact on your credit!

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There were no results using those numbers — but don’t give up!

Discover your home’s potential with a free Official Refinance Review — let’s explore how to make the numbers work for you!

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Frequently Asked Questions

Need Assistance? Connect with a Load Advisor Today!

Refinancing can give you the flexibility to extend your loan term, which means lower monthly payments—even if it takes a bit longer to pay off the loan.

If you have an FHA loan and at least 20% equity, you might also qualify to switch to a conventional loan and drop your monthly mortgage insurance, bringing your payments down even more.

This depends on your loan type and lender. With conventional, jumbo, or VA loans, most lenders require a six-month wait. FHA loans usually require a bit longer—between six months to a year.

Each loan type has its own credit requirements, but generally, a score around 680 or higher gives you more refinancing options. Higher scores can also help you secure better rates and terms.

Your interest rate depends on several factors, like loan type, loan amount, down payment, and credit history. Rates can also change with market trends. We’ll work with you to find a rate that aligns with your goals.

When You're Ready To Refinance

1

Apply Online

A Loan Advisor will review your information and get you an estimate of your potential monthly savings—all without affecting your credit.

2

Get Personalized Support

Our experienced Loan Advisors are here to answer your questions, offer insights, and guide you confidently through every step of the process.

3

Close with Confidence

With us by your side, you’ll have access to the best loan options and a dedicated team committed to making your journey smooth and stress-free.

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