When it comes to rental property investing, positive cash flow is key to your success. VP Capital Lending provide investors the ability to purchase, refinance, or cash-out individual rental properties, as well as entire portfolios. Our diverse portfolio of options provides investors of all experience levels, the opportunity to maximize profit on their cash flow investments.
Our Long-Term Rental loan program offers a 30-year term and rates starting at 4.50% to ensure that our investors have true long-term financing options.
ALL Property Types – Apartments, commercial, office, warehouse, and more.
Absolutely no upfront fees
Flex-A-Rate – You can elect to buy down the rate or pay minimal closing costs.
No Income Verification – We don’t need Tax Returns. We look at the PROPERTY, not income.
No Prepayment Penalties or Exit fees
BRRRR (Buy, Rehab, rent, refinance, and repeat): Investors love us because we can refinance the property without a seasoning requirement. The right property allows you to refinance the flip loan AND CASH OUT your original down payment and some of the profit. Rates vary widely by property/credit but expect rates starting in the 5’s (adjustable) or low 6’s fixed for 30 years.