Finance Your Fix and Flip in as few as 10 Days

VP Capital Lending offers financing for up to 90% of the purchase price + 100% of renovation costs.

VP Capital Lending only charges interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.

Program Highlights

$50,000 Loan Minimum – No Loan Maximum

650 FICO Minimum

Finance up to 90% of the Purchase Price

Finance 100% of the Rehab Budget

Interest-Only Payments

First Time House Flippers Welcome! (Rates/fees drop with proven flip experience)

No Prepayment Penalties

We can refinance your flip into a 30-year loan at 80% of the ARV once the flip is complete

Qualifying Is Fast

Qualify and receive funds in as little as 10 days! We don’t make applicants jump through hoops to qualify for financing.  How it works:


Step 1 – Email Or Call Us – In 5 Minutes We Can Send You A Complete Breakdown Of Costs Fees With No Cost Or Obligation Click Here to See Your Loan Terms

Step 2 – We’ll approve You With NO CREDIT CHECK  – Simply submit your deal using our secure portal link above.

Step 3 – Use VP Capital’s Flex-A-Rate® tool to select the rate and points you want.

Step 4 – Your Approval Letter Awaits – We will give you your EXACT loan terms (typically within 1 hour) that show your rate, points, costs, and down payment required. Borrowers love our Flex-A-Rate® tool and often choose to pay a bit less origination and get a higher rate.

Once you pick your perfect terms we will issue your approval letter to submit with your bid.

Step 5 – Closing In 10-14 Business Days – Once The Property Is Approved We’ll Need Just A Handful Of Items. Once The 8 Items Are Received We’ll Schedule A Closing In 10-14 Business Days.

Want More Information

You can flip more homes with less money out of pocket while making low monthly payments when you choose to work with our team at VP Capital Lending. Get started today by contacting one of our specialists for a free, no-obligation consultation. Contact us today to speak with one of our financial professionals for a free, no-obligation consultation.